Let me start by saying how grateful I am to have my girls on state insurance. I am a single mother after all. There is no way I could ever afford all of Jada's medical needs any other way.
That being said. Our state insurance has made some significant changes. What used to be Medicaid is now the choice of five different plans that may or may not have coverage for your current doctors. So the deal is that you have to choose between one of these five plans to be enrolled in and see doctors in their network.
This is challenging for Jada's care.
Her psychiatrist doesn't accept any insurance but this is where Jada's prescriptions for treatment of her bipolar disorder and ADHD come from. A total of five medications. Three of the five plans won't cover her prescriptions from an out of network provider.
So I am down to choose from two.
Her opthomologist isn't covered under the two I have left but she needs the prescription coverage so bye-bye opthomologist. I chose her current optomology center because of its size and I was confident that if she ever develops complications of any kind, they would be equipped to handle it. I am so disappointed at this loss.
Her endocinologist is only covered under one of the two plans that I have left to choose from. This is where her diabetes and hypothyroidism are looked after.
So taking all that into consideration, my hand is forced to choose one plan and I loose her current opthomologist. But prescription coverage is a MUST!
It's a mess. But thankful to have it.
1 comment:
Our condition insurance has created some considerable changes. What used to be State medicaid programs is now the option of five different programs that may or may not have protection for your present physicians.
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